Swart Donkey

  The Quiet Art of Leaving it Alone Most of us start by trading time for money. We work, earn, save, and hope one day to spend what we’ve ...

The tragic thing about compound interest or capital compounding is that most people won't actually get to experience it. Even those of u...

We only have one life, and as we grow older we tell ourselves a story about ourselves. It is hard not to grow attached to the story, and wan...

We are soaked in stories. The story I was soaked in included tales of self-reliance. There is no inheritance. There are no parents to provid...

One way to pay for a Universal Basic Income would be to build up the capital to dedicate to it.  That is true of everything. Not all good id...

The global population is due to tick up to 8 billion. So in reality, any practical implementation of a Universal Basic Income is going to ha...

In order to consider a “post-work” world, I had to do some reading about minimalism, and explore the reasons why we get tied into expensive ...

Conspicuous Consumption is a stupidity tax. As is hoarding. The image of Scrooge McDuck is not one of someone who is good with money.  Peopl...

If you do manage to break free from the hand-to-mouth cycle, you will have to internalise spending discipline in a way that is far from ordi...

Money can make money.  A path to freeing yourself from being a productive asset is the 50-15-5-Rule. If you have an income stream because YO...

Financial Yoga is practicing what you identify with. Releasing yourself from “being” a productive asset.  You can count some things. After a...

Financial Yoga is a framework for release from seeing yourself as a productive asset. An asset is not simply something you have.  It is true...

Unless you start from within a container of opportunity, and with capital, finding an income has to be the point of departure. The reality i...

The vast majority of people, even those earning a lot of money, live hand-to-mouth. One way to view meritocracy is that it shifts capital to...

There is a long list of stupid things I have done. In 2014, it could seem like a very risky thing to be doing for me to have stepped away fr...

Until you are the decision maker, there are lots of people who will be in positions to choose the options that are available to you. Good id...

It is horrible not getting the job you want. It is worth remembering you are likely not the only one who did not get it. With so few great j...

There are formal skills that are easy to quantify/articulate and are specific to the jobs that require technical knowledge. For those, you j...

If you are able to build Capital, you have to  internalise  discipline. Because you *can* spend Capital. If you stop it working. If you turn...