One way to pay for a Universal Basic Income would be to build up the capital to dedicate to it.
That is true of everything. Not all good ideas are good business ideas, but you can pay for good ideas that can’t pay for themselves. Our spending choices are seldom made in isolation. There are trade offs.
This is why it is so hard to build up capital when immediate needs are forced decisions. Many people borrow for emergencies because they have no other choice. They can’t afford to wait. This means they end up paying more than they can afford, because the price includes interest. If they couldn’t afford to pay upfront, they may struggle to pay the loan off... so they can end up paying interest on interest. They can’t afford to wait OR to borrow.
Each spending decision is not simply about whether you want the thing or not. Spending decisions have consequences. If you open one door, what door does it close? Broad Framing is the abilty to stand back and evaluate your decisions in context. Saying, “No” to one thing may enable you to say “Yes” to another thing that is more important to you.
Being able to hold onto things that are important in the long term is one of our biggest challenges. Giving equal weight to our future selves. Building capital is a cost effective and powerful way to prevent forced short-term decisions... if you can fight off the short-term decisions that stop you from building capital!