Catalyst

 I use social media as a catalyst for real-world interaction.

I’ve been writing a blog since 2006 called Swart Donkey. That name came from my surname before I took my wife’s (Black) and because I’m stubborn, noisy, and ignorant… but loyal and willing to put in the work.

I enjoy sharing my thoughts openly and honestly. I write about things happening in my life and the observations I make, always aware that it's a public space. And I know people won’t read everything. You can’t stress too much about trying to be interesting to everyone all the time. Just be yourself. The right people will connect with the parts that matter to them.

What I love about this is that when I speak to someone in person, even if they didn’t read everything I’ve shared, something will have resonated. That’s where the conversation starts.

When I was posting regularly, I found that the people who were reading, or even just skimming, would pick up on the bits that mattered to them. And so we’d go straight into a meaningful, open conversation.

Because I was open, they felt safe to be open too. I’ve had some of my best conversations this way. Not because I was trying to sell something or manipulate anyone, just because I was being real.

And I think we can use artificial intelligence in a similar way. These language models are brilliant at connecting ideas through analogies.

Let’s say I’m trying to explain financial planning, and you’re into rocks, diamonds, star signs, or you’re a Star Wars fanatic, whatever it is. The model can help me use your language to explain my world. And that creates connection.

But for me, it still comes back to real-world interaction. These tools are like GPS, they’re useful to look things up, but they don’t replace the journey.

We become the things we repeat. And we become like the people we spend time with. That deep connection comes from ongoing, human conversation. From engaging, unpacking, repacking, learning, unlearning.

That’s what makes us human. That’s what excites me.

So I’m going to use AI as a catalyst for connection. To spark better relationships, not replace them. Because that’s where the magic is: around the fire, eye to eye, seeing and being seen.

 

Happy 31st Birthday South Africa

I was 31 in 2011. It was a watershed year for me in terms of assessing what was important. I dived into a “Project Mojo” to get myself back on track. I was living in London and started renting a lock and go studio at Wimbledon Art Studios. When I chose what to study, it had been a very pragmatic acceptance of the idea that, “Not all good ideas are good business ideas”. I loved art and maths, but it was more likely that I could monetize maths/business than art. I kept up at least one painting a year, but that was all I got round to. I had always prioritized later, but decided I need to bring some of that prioritizing into fruition. 

Every Saturday and Sunday, I would head to my studio for a couple of hours. I specifically chose to spend the year focusing on abstract expressionism. Trying to turn my mind off and focus on automatic, glutral painting, that came from somewhere else in me. Color and texture. Layers and energy. What makes you an artist? Renting a studio? Selling a painting? Believing you are one? Making a living from painting. I have always loved art. My mother was an art teacher, and I did take it as a Matric subject. Turning creativity, directly and conspicuously, into a career is something I considered… but always felt like a path with lots of resistance. These two or three hours, twice a weekend, had none of that baggage. It wasn’t for anyone else.

Wimbledon Art Studios has two open studios each year. Most of the artists clean up their studio and turn it into a gallery. There is a huge range and plenty of deals on offer. It was also very humbling for me, as you sit for hours with people poking their head in and making snap judgements of whether it is worth coming in. I did sell a few… but certainly nowhere in the range of convincing myself that this is a better career option than Asset Management. Art remained something “for me”. Not something that I would bend and twist into the mould required for paying the bills.

We all need to pay the bills. Even South Africa has to figure out a way towards economic prosperity if it wants to have these indulgent “finding yourself” years I was able to afford. Sometimes you do what you want to do. Sometimes you do what you have to.

Stay Grounded

There’s a big difference between embodied knowledge and surface-level learning. 

Think about how we used to find our way home. You’d either know the route or use a physical map. That’s embodied. Now, with GPS, it does the work for you—you follow the instructions without really learning the route. This is one of the core fears people have about artificial intelligence: Will we be replaced? If something else is making the decisions, what value do you add? 

But I’m not scared of that. Just like I’m not scared of investing. 

I don’t panic that there are a thousand PhDs trading in the markets—because I’m not trying to out-trade them. I’m not a trader. I invest because I believe value is created by companies doing real things: building products, serving customers, solving problems. When I invest, I own a slice of that. I’m not gambling on price movements—I’m backing something real. 

It’s the same with decision-making and Artificial Intelligence. Own a slice of yourself. Be the person in the room. 

When something becomes embodied, it’s because you’ve done it so often it becomes part of you. You don’t have to think about it—it’s second nature. That’s mastery. That’s magic. It lets you move fast, connect dots, and act with intuition. 

It’s like language. Words only have meaning when they’re shared. You and a close friend can say a single word that carries a whole story. That’s relational depth. That’s how embodied learning works—you repeat, you refine, and it sinks in. 

Eventually, it changes how you respond. Your reactions are no longer deliberate—they’re instinctive. That’s the gift of repetition, of depth, of care. 

But here’s the key: Stay embodied. Be aware of the habits you’re forming. Watch what you repeat—because what you repeat becomes who you are. 

Learning something deeply is hard. But now, with the tools we have, it’s more possible than ever. The opportunity is there—if you’re intentional. 

That’s why I don’t panic—about money, or Artificial Intelligence, or being replaced. I get my money a job. I let it work. I stay grounded in relationships. And I focus on what I value. That’s the difference.

Happy 30th Birthday South Africa

The more you can have a focus on something bigger than yourself, it allows you to stop the wrestle of "Am I good enough?". I had a difficult year both professionally and personally when I was 30. A year that forced me to look deep at what was permanent, and what mattered. A year that forced me to detach from some of the existential turmoil of my 20s.

I had a particularly difficult month that I still think of as "Red October". A three week roadshow around South Africa where I was explaining a challenging period of underperformance. Fundamental Investors track themselves against passive "just buy everything" benchmarks. This means that the facts can demonstrate that over a long period, you have unambiguously added no value. That can be hard to stomach when you are a stock/business picker and that is your primary point of motivation. There are all sorts of hoops you can jump through to wiggle out of that truth mirror, but hanging your identity and inner worth on "alpha" (a measure of outperformance of the alternative) is a recipe for a world of pain.

I made a commitment to myself to "detach". To find other sources of inner strength. I booked a Yoga Teacher Training Course for the following December/January (during which I turned 32), and I started renting a lock and go art studio, that I would go to on weekends.

I am someone who wears my heart on my sleeves. I like caring. That is likely a deeper source of my identity than outperformance. I still wanted to be motivated. Coming to understand that detachment doesn't mean apathy, and can release you to perform better was part of my 2010 lesson.

South Africa is also at an existential crossroads politically this year. A ruling party that looks like it will lose its majority, and a populace that has to soul search. To realise that all of us are trying to make a life, as we enter a period of consensus building... so that genuine building can proceed. Holding onto something better than the individual containers we fight so hard for. 

A 30th Birthday Treat

Happy 29th birthday South Africa

The goal of the teacher in my very first yoga class was for us to walk out feeling “introduced to relaxation”. I was 29 years old and was in my first year of having moved to London from South Africa. I was looking for something in doors (normally cold and wet) and close. 

The road I was renting in had a yoga centre I walked past… with taster classes for those wanting to see what was going on. I had resistance to overcome… the centre seemed religious. It was run by Swamis wearing orange and volunteers. The classes included chants and omming, and no Lycra and energy drinks. But I gave it a go. 

I did come out of it feeling relaxed, and curious. The exercise was gentle, but nudges you from wherever you are. That remained a key lesson for me when I became a yoga teacher. The temptation is to dump learning on students. To correct everything. If you try correct everything, you normally correct nothing. A willingness to nudge patiently means you can take things from where they are. 

Turns out the centre and yoga in general are not religious in the sense I was brought up… and I was able to apply the Bruce Lee approach of “take what is useful, discard what is not, add what is uniquely your own”. Start from where you are… is useful. In 2009, I was 29, and in the same road as a yoga centre. I started. Happy 29th birthday South Africa.

Counting and being Counted

The easiest problems to tackle are the ones that focus on things that you can count. If you can count something, it is easier to control. STEM subjects (Science, Technology, Engineering, and Mathematics), all revolve around things that you can count. Science also provides a framework for experimentation and research. There is a process of trial and error. Physics, chemistry, biology, biology, technology, and computer engineering (for example), tend to make it easier to find jobs because it is easier to specify problems. 

In product development, you have a “Product Specification” which identifies what the problem is and maps out the intended solution. If it is easy to put something into words and numbers, it is easier to communicate. It is easier to get funding for problems where you can explain how you can make a profit. When it is clear the act of solving the problem can finance itself. As soon as something is qualitative, it is much harder to explain what the benefits are. Because it is not necessarily tangible. It may be something we feel, and we may feel differently about what is valuable. 

Not every good idea is a good business idea. 

If an idea is a good idea, but it very difficult (and not desirable) to create barriers around it to monetize, then it becomes a passion project. It can still be something that gives your life meaning and gives others meaning. But in order to make it happen, the problem requires resources. You need to find funding. 

It might be government funding. It might be grants. There might be someone willing to give you money, but that's a whole different world. That's a world where you learn to do fundraising. To convince people that art/service/change is good. That ceases to be about some key numbers. It becomes storytelling. You need to be able to convey information in a way that grabs someone. 

You need a decision-maker who is willing to give you money. 

Part of acceptance is why you are doing what you are doing. Coming down to the nitty gritty of what drives you. What are your incentives? What's the bigger plan? What's driving your daily practice? What are you going towards? 

Quite often we don't choose that, because we are just on a set path that is given to us by others. That path comes through comparison and relativity. You start looking at friends and family and building towards what is expected. Maybe it's a bigger house. Maybe it is expenses related to children’s education. It might even be that your chosen job has a natural progression. The better you are at your job, you get promotions and raises. We don't necessarily find something that works for us and build mastery around it. We want to see conspicuous evidence of progress. 

We need to unpack what we mean by progress. 

In its historical context. Is it a cultural thing? Is it controlling nature? Is it controlling our environment? Is it something we have to rethink? Given challenges like climate change and sustainability. Do we need to come up with different measures that aren't so focused on the numbers and social mobility? 

The world is getting progressively (but bumpily) less racist, sexist, homophobic, and classist. We are breaking down barriers, but we still have hierarchy. The concept of people being better and lifting groups of people. The directionality of that is interesting because living a simple life can be a choice. There is a story of Alexander the Great out empire building and he comes across a sage sitting on a rock. The one doing external work. The other doing internal work. The Gini Coefficient measures inequality. A Gini of Zero (0) in a two-person world would mean Alexander and the Yogi had the same. One (1) would mean Alexander had it all. If we shared everything, there would be no incentive to get more because it would immediately be watered down (particularly if it was among the 7.8 billion people on the planet). 

We want to have a sense of reward for what we do. Conspicuous reward. Well done, here’s a gold star. Here’s some money. That’s how we do incentivization. You do something. You get measured against other people. You do something more. Understanding what we do, starts with understanding what incentivizes us. If we are going to plot *how* we do what we do, we need to understand *why* we do what we do.

Alexander the "Great"

What is Greatness?

From Where You Are

We need a process to develop the necessary skills and knowledge. That is getting easier. There are a lot of Massively Open Online Courses (MOOCs). You can get the information online. There is Wikipedia, Udemy, Coursera, and a world of online resources for you to gain skills and knowledge. But you need to know what you need to know. A list of skills and resources that are required and remunerated. The process of learning becomes lifelong and iterative. Changing as needs, supply, and demand change. 

We need to constantly set aside time for development. In professional terms, this is called Continued Professional Development (CPD) and you are required to evidence your annual learning. Effectively keeping a Journal. Whether it is through a book, an experience, or an actual course where you need a certification. 

You need a map. To understand what the problem is that you want to solve, and then you need to figure out how you can solve it. You need is a container for problem. Containers created by barriers to entry or exit. Barriers to entry are things like formal qualifications, evidence and proof that you can do a specific type of job. It might be a very well-defined job. If it is an old profession like law, accounting or medicine. Something that a group of people have created a formal framework for around a specific set of problems. 

There are also generic skills. Any job is going to need you to have excellent communication skills. The ability to understand problems and explain them to others. To gather and process information to make decisions based on the story that emerges. Skills like time management, being reliable, and being able to do administration are essential. Simple tasks like paperwork, being able to read information, process it, and keep it in an orderly fashion so that you're able to find it again quickly. Without being a specialist, you will need an understanding of project and diary management, and the ability to write clearly. Writing well, so that information is carried across clearly. Networking is incredibly important. The human skills of social, emotional, and cultural intelligence. Understanding people and understanding how they make their decisions. 

To make money, you need to find decision-makers with money and help them. Understand their world and what it is they are concerned about. What it is they want. To do that, be curious. Genuinely interested in what is going on. 

Different jobs take these skills and attitudes to different levels, but they are generic skills that will make you better placed to be able to solve problems. 

Being curious and reading and learning about the world will put you in a position to note the different options that are available. To find case studies and best practices, by reading what other people have done and what options are open. People that are on similar paths can act as mentors. You can then map the path of skills development for yourself. Gain an understanding of the various barriers that stop you from being able to solve something. Solve the problem of overcoming them. You can look at job adverts, and see the skills and knowledge required. On LinkedIn, you can look at the public profile of people doing the type of work you want to do. Do you really need to go to university, or can you pick the skills up elsewhere? 

Can you just start a business and solve the problem? How do you find clients? There is a lot of done in the open if you pay attention. You want to be very aware of the environment that you are in. Who are the suppliers that you are going to have to work with? We live in a much more connected world. The information is out there on social media. Paying attention and understand what it is that stops you from solving the problems you identify. That might be regulation. It might be expensive to pay for the insurance (e.g. professional indemnity insurance). You might need software. There might be capital that you need in order to solve specific problems. What are the challenges to get around? 

Not everyone has Capital. Not everyone has access to the containers in which the problems can be solved. You need to create a map of how to go about being in the right position. You also need to be able to distinguish between good ideas and good business ideas. To develop a filter to choose which problems to focus on.

Authagraph World Map

Finding the Answers

When we are at school, we see the same people every day by default. If you get to go to university, you can make great friends with more of your own discretion, but we start dividing up as we specialize. The people that we spend time with are other people that we work with. We end up living very different lives. 

Genghis Khan was a controversial “successful” historical figure, but his life was not that different from his warriors’ lives. He still lived in a Ger and spent most of his life as a nomad moving with his with his own forces. Now the people in control lead very different lives from other people in institutions, particularly the bigger the organisation gets. As we get more specialised, we stop having a common vocabulary of things we can talk about. 

To parse what you hear, you need to find someone whose life resonates with yours. Whose choices resonate with yours. We can give each other some generic guidance, but most advices advice is to a younger version of yourself. Austin Kleon says all advice is autobiographical. A chance to revise your story. I enjoy revising my story. Going back in the past and reviewing the decisions that I've made. 

It helps me understand the decisions that I am making now. To understand the work that I need to do to change the way that I make decisions. Like everyone, I am not always aware of all the decisions that I am making. Some of them are made automatically. I believe in Free Will. I just think it is hard. The impact of decisions compounds and restricts the freedom of future decisions without dramatically pressing the restart button. For the most part it is easier to let the random, complex, ambiguous World make decisions for us. That way we don’t have to take responsibility if things go wrong. Planning comes with the price tag that there is no one to blame. That can be a scary or lonely place. 

Once you have case studies, you have people who are one page ahead of you. A lot of the studying we did at school was through peers. We taught each other. I learnt much of what I needed to know for exams on the phone with David or Kyle. That is often a better way to learn. ”The curse of Knowledge” is that people forget what it feels like not to know. As something becomes natural and embodied, our consciousness shifts elsewhere. We forget that it was hard to learn to walk. 

Professor Dorrington was frustratedly trying to teach my class the concept of “Exposed to Risk”. There was a room full of 40 or so maths loving try-hards and none of us could get it. He could not explain this concept to us. We were all absolutely confused. In hindsight, it seems like a simple concept to me now. And for him, it was a simple concept then. We are exposed to various risks and Actuaries try figure out the probability of that happening by looking at what has happened. It is two numbers. The one is how many times the thing happened. The other is how many people it could have happened to. But as the thing happens, the people it could have happened to shrinks. Or maybe new people join. So every time the thing happens, you need to know how many people were “exposed to risk”. 

It is often easier to find someone who has just grasped the concept. They didn't understand it a short time ago, and now they understand it. They remember the path. Those are the people who can help you. 

To make money, you need things that you can count. Price acts like traffic lights. It is a signal that indicates if there are enough people providing a solution. If not, we need to shift some resources there. A high price shows what we pay a lot of money to people to do. If we have a lot of people willing to do this, then the price goes down. 

In order to solve problems, you need skills and knowledge. Those tend to be specialized. We don’t have the capacity to do everything, which creates a barrier to us solving any problem that needs solving. The world is more complicated, and we are not all farmers anymore.

We don't all live in similar Gers