Swart Donkey

Not eating or sleeping properly can catch up on you. Short-term resilience can hide the long-term damage you are doing to your endurance.  Y...

Conspicuous Consumption is a stupidity tax. As is hoarding. The image of Scrooge McDuck is not one of someone who is good with money.  Peopl...

If you do manage to break free from the hand-to-mouth cycle, you will have to internalise spending discipline in a way that is far from ordi...

It is not a coincidence that it is easier to make money if you are born in America. Compounding isn’t just something that happens on your in...

Building the capacity for long-term thinking, is a form of exercise. Running a marathon is not a one-day event. It starts on the first train...

Income and money operate at a very explicit level. Pay for what you see. Fully acknowledging what makes money and what doesn’t, and not usin...

In times of plenty, when there are lots of good business ideas, there is often money available for good ideas that don’t generate their own ...

Time is the foundation of property rights. If you know that whatever you are going to do is going to get etch-a-sketched, then you rightly w...

I stepped away from working in the corporate world in 2014. The initial plan was to scale back my expenses and live conservatively off my in...

Starting rich is a safety net. Not all safety nets are viewed the same.  A lot of Government safety nets come at the cost of respect. They a...

I lived in the UK for 12 years. When I arrived, I admit I was skeptical about the idea of poverty there. The UK is a rich country. There is ...

It’s not all about you. Part of letting go of anxiety is not feeling like you are being judged in each and every moment. Where your waves of...

Paul Bloom says people are essentialists. Like Plato, believing that all things have an “essence” that define them. We “are” something. “I a...

While the idea of meritocracy might focus on the best skills and knowledge, it misses other components of money-making. Specifically, capita...

The irony of growing up in Apartheid where a privileged minority received various advantages, is that that is not part of the deep soaked se...

A cornerstone of my personal story is having grown up in South Africa during Apartheid. I was born in 1980. Nelson Mandela was released in 1...

If you are living hand-to-mouth, you have no option but to solve the immediate problems in the way you are most confident works.  Building s...

Fundamental investing is treating your money as a mini version of an earning you. Applying the same “what are you going to do when you grow ...

Once you have a deep understanding of yourself and where you are, you can build capacity. To handle the random, ambiguous, and complicated c...

“Stubborn Attachments” by Tyler Cowen talks about some of the problems of financial decision-making across time. How do we balance actions a...