Swart Donkey

In times of plenty, when there are lots of good business ideas, there is often money available for good ideas that don’t generate their own ...

It can be dangerous to try count things that can’t be counted. Sometimes the answer is “we don’t, and can’t, know”. Sometimes the answer is ...

Ironically, wealth also limits your career choices if your community believe they are self-made. As the Eagle’s Nest gets higher from the g...

I regularly talk about building Engines. I believe Capital and Labour are lovers, not fighters. Capital can set Labour free. Not all good i...

Wealth and Income are only clues as to someone's financial strength. You have to look through the smoke (debt) and mirrors (signals of ...

A key pillar in understanding Financial Mathematics is ' Time Value of Money '. It helps decision makers choose between very diffe...

A Community Wealth Fund  could finance an Unconditional Basic Income . A UBI is defined by the Basic Income Earth Network as " a peri...

Procrastination comes naturally. It is easy to set your alarm for the morning. It is difficult to actually get up when it goes off. Delegat...

An Annuity is a fixed/known sum of money, paid out to someone over a known period, or for the rest of their lives. A Living Annuity is one ...

If there was a mysterious flash, and suddenly there was no debt, and no money, all the actual physical stuff would still be here. The numbe...

The engine of Capitalism isn't profit. Profit can be competed away. The engine is reinvestment . Reinvestment is a sign that someth...

Fiat money is currency established as money by law. It has value because the government says so. That matters because what the governm...

Capitalism in the Adam Smith sense , is an emancipator of Labour. If you can separate from the cycle of labour, saving, and consumption , y...

One of the major innovations of Capitalism was reinvestment of profits. If you believe that wealth is something you have , then it is somet...

The Rule of 70 is a simple way to figure out roughly how long some money will take to double in value. If you invest $1,000 and receive 5...

We think of deflation as a bad thing. From a business perspective it is. Business is about solving problems, but if you solve them too wel...

A couple of my friends have pointed me in the direction of George Monbiot  recently. I have mixed feelings about his article ' Amputati...

If you know a Doctor personally, you know not to ask them for advice when you are sick. Particularly if they are a parent, sibling or romant...

After reading Fen's comment on `Creative Destruction' I purposefully held back on responding until Stu did. Fen: If left to right i...