Swart Donkey

One big shift for me to become a true Soutie is getting used to the seasons. I grew up in Durban where Winters are warm enough for beach wea...

The marriage between income and expenses is an unhappy one. Incentives matter. I can see the crude rationale behind a superficial meritocr...

“Always On” is fragile. The most important factors in meaning and wealth creation, are time and compounding. Building incrementally on wha...

A consequence of the 2008 Crisis was an increased focus on Stress Testing and Capital Adequacy requirements for banks. We learn from mista...

I am a Soutie. One foot in South Africa and one foot in the UK. I grew up in Durban where winters are warm, summers are hot, and it is mos...

If you want to learn about learning , it depends which angle you are coming from. If you want the low hanging fruit, Tim Ferriss is your ...