Swart Donkey

The global population is due to tick up to 8 billion. So in reality, any practical implementation of a Universal Basic Income is going to ha...

We will always be thinking of something. Although often pitched as emptying the mind, meditation is practicing letting distractions pass thr...

Risk is not just the chance that something will go wrong. The study of risk goes wider than that. Looking at the complexity, ambiguity, and ...

Somewhere in Cape Town lives a crazy potter named John. He is not hard to find if you follow the trail of creativity he leaves in his wake. ...

“A Basic Income is a periodic cash payment unconditionally delivered to all on an individual basis, without means-test or work requirement. ...

The largest 300 Pension Funds collectively hold about $18 trillion (12 zeros) worth of assets. The idea of a retirement fund has taken root....

You can’t just wave a wand and wish yourself a Norway Sovereign Wealth Fund. A more realistic model is presented by the Australian Superannu...

There are four broad categories of investors in Asset Management Funds. Institutional, High-Net-Worth-Individuals (HNWI), Retail, and thos...

The question “What work do you do?” puts constraints on your earning ability. It is true that we live in a world where most people have to...

Pooling allows us to have a slice of something bigger. If you buy a house, it is yours or it isn’t. Private Property. Mostly, it is also t...

A Community could invest in its common endurance and resilience by building a Community Wealth Fund that pays a basic income to its member...

Building an Engine (Capital) starts with finding an income. The raw material is the first person’s labour. Labour is like the Oil that sta...

Disability Insurance covers the risk that you are unable to work. If you can’t work, you still have to live, and the way society is struct...

One objection to Capital is that the owners aren’t doing the work. There is a moral feeling that the people involved should be the people ...

Building Capital is a team sport. In the same way plants need a conducive environment until their root structure is in place. It can seem ...

A Stokvel is an invitation-only club which can serve as a rotating credit union (pool money and take turns to get the pot) or a savings sc...

A Universal Basic Income is a periodic payment delivered to all on an individual basis without means test or work requirement. Without Cap...

A Community Wealth Fund is analogous to a Sovereign Wealth Fund. A Stokvel is a savings or investment society to which members regularly c...

My money works for me. If I spend less than it earns, on average and in the long-term, then I don’t need to work for money. This means I c...

One way to finance an idea is to convince people it is important, and then get those people to fund it. Raise and spend. Another way is to ...