Money Problem

Ideally, personal finance decisions are about allocation, rather than about catch-up. There is a fundamental difference between having the money, and deciding how/if to spend it, and deciding/discovering what you want/need and then figuring out how to finance it. It is the difference between treading water, and swimming. There are good ideas, and there are good money-making ideas. Tying the two too closely adds a “but how does this make money” filter onto everything. Sorting out the generic “money-problem”, and then deciding what to do with the money the Capital generates is a completely different gig. Capital can be an Engine. A small Engine provides a Base. It covers what you need to survive. A bigger Engine can become a Muse that can power you through the waves. In the direction of your choosing. A large Engine can empower a Community. Turning the waters we face from something we struggle against, to something that connects us all.