Breadwinning and Homemaking

Most families rely on Breadwinning. To build a life, people must be productive assets. The projected stream of earnings from that winning of Bread becomes baked into an expected reality. The idea of Life Insurance is that the financial implications of death can be removed. The loaves can continue to arrive without the Baker. Disability scares me more. The expectations remain, but the previous winner must witness the impact of them not being able to keep up the flow. When I started full-time work, Disability Insurance was my prioritised form of Risk Control. I hate the idea of being a Productive Asset. I also invested aggressively. Eventually, I got to the point where I had an Engine the size of the cover I initially put in place. It covered my starting salary, from years before, well. It didn’t cover the increased expectations. Beyond a minimum amount, expectations are more under our control. By dramatically cutting my expenses, I could turn my back on being a productive asset. I could focus my attention on things that were good ideas rather than good business ideas. Capital can be the Breadwinner, so that we can be the Homemakers.