There was nothing particularly clever about my path to Financial
Security. I did my 12 years of schooling in the 80s and 90s in South Africa for
next to nothing. Both my parents have two university degrees, and both my
brothers are Medical Doctors. I chose my career pragmatically. Old Mutual paid
for my University studies in exchange for a commitment to work for them for 1.5
years for each year they paid for. I did a 4-year Business degree in Actuarial
Science. While working, I followed that up with professional studies as an Actuary,
in financial planning, and in financial analysis. I then invested roughly half
of whatever I earned, until I had enough Capital to pay myself a Basic Income. In
2014, I stopped working for money, and let my money work for me. More brute
force than a bright idea. No one but you has the answer to how you will build
Financial Security. No one has your Menu. I believe in empowerment. Supporting
people and communities to develop their solutions. Finding stories, sharing
stories, and building stories from common ingredients and unique combinations.
All advice is more valuable as a question than an answer. Stay curious.
1 comment:
It's very hard to quantify how much any particular factor plays, but it is the combination of factors that's most powerful. I have not reached a stage where I could no longer work yet and a big factor in that is early planning, investing, and as you've stated, a pragmatic approach to work selection.
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