Gaping Hole

The gaping hole in my thinking about Financial Security is that most people can’t do what I did. They don’t have the privileges I had. That was part of the plan. When I looked at the way the world worked, after I stopped sulking, I picked something with barriers to entry where my privilege gave me the appropriate tools. I joined a (closed) profession that offered skills in an industry with a product as boring as they come. We know people die and get disabled. People are expected to be productive assets, so if they can’t earn, it’s a problem. Earners need Insurance. Insurers need Actuaries. Actuarial Science is hardly sexy and there aren’t many Actuaries. I used my Maths, Stubbornness, and brute force to build an Engine big enough to pay a Basic Income at roughly the size of the Median UK income. That is my Polyfilla. There are significantly easier ways to earn the Median UK income if that is sufficient for you. The hard part was when I looked at the way the world worked, I wanted something different. So, I first accepted it. Hard. Then I built something that would stop me from cracking.