From a standing start, a big enough Capital Engine to give you complete financial independence is an incredibly ambitious project. Even if you have plenty of non-explicit (inheritance that isn’t capital) hereditary privilege like wealthy friends, door-opening education, the right profile, and the right passport. Ideally, you would be spending less than the dividend yield of your money’s portfolio of jobs. Ideally, for that dividend yield to be sustainable and grow a bit each year, it would be lower than 3.5% (the rule of thumb sustainable drawdown rate). That means you would need more than 28 times your annual spending. If you are in the circles that can afford to build that kind of breathing space, your entry ticket to those circles (spending) is probably high, making the required Engine size bigger. Reality is probably closer to reducing the control of monetary constraints. A little stronger. A little more flexible. A little more control.
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