Building Capital is a team sport. In the same way plants need a
conducive environment until their root structure is in place. It can seem like
simple advice to say spend less than you earn, and invest the rest. Good advice
to ourselves. We don’t notice the storm that didn’t blow us over. Even if you conscientiously
set out to build a fruit-producing tree, life shocks can take big bites out of
the roots. Family trauma, childrens’ needs, fertility challenges, divorce,
death, disability, severe illness, job loss, mental health – all sorts of winds
blowing from various angles. Even the simplest part, “Spend Less”, is heavily
affected by the team you are on. Living by your people. Spending time with your
people. Supporting your people. Retirement Savings is the capital building idea
that has taken the biggest hold. Even then, few people invest enough. If we
want to jump further than that, to a world where Capital works and Labour loves…
we are going to have to do it together. Starting with strong roots.
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