Tuesday, February 18, 2020

Ponzi Scheme


A Ponzi Scheme lures new investors and pays (/redirects) profits (/new money) to early investors with funds from recent investors. Until the music stops. Then someone is left without a chair. Nothing is created. There is no substance. It is simply a redistribution. Normally Ponzi Schemes are dressed up in such a way that many (even most) of the true believers don’t know they are being taken advantage of, or are setting the scene to hurt someone else. Ponzi Schemes rely on the illusion of sustainability. To avoid them, you need to look at the fundamentals of what is going on. To ask the question, how does this end? To do Due Diligence. Ponzi Schemes normally require an initial investment, and then promise above average returns. In most cases, “too good to be true” is a good sign that it is not true. Real wealth creation is normally not outside the box. It is real problems being solved. Then reinvestment in new real problems being solved. Sustainable growth plus time.



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